Okay, let's compare features Rakuten was established in 1998 and TopCashback in 2011. Both have millions of members earning cash back when they shop online. FeaturesRakutenTopCashback Cashback guaranteeNoYes Additional informationOnly TopCashback will guarantee to match competitors’ cash back rates subject to a few simple terms and conditions Payout restrictionsYesNo Additional informationMembers of TopCashback get paid anytime, with no minimums or schedules to follow, unlike Rakuten’ policy to pay out once every 90 days with a $5.01 minimum threshold. Payout Options319 Additional informationBoth sites offer PayPal, but TopCashback also offers Direct Deposit, Amazon Gift Cards, American Express® Reward Cards, and over 10 different eGiftCards including Walmart, Target, Gap, Sephora and more. Payout bonusNone5% Additional informationOnly TopCashback adds up to a 5% bonus cash back when choosing Gift Cards. Number of stores3,000+4,000+ Additional informationBoth TopCashback and Rakuten offer online cashback at 1000s of big name merchants but TopCashback also offers 1000s of small to mid-size brands. Tell a Friend bonus$20 to $40$10 to $25 Additional information Signup bonusYesDuring Promotions Additional informationTopCashback often offers signup bonuses ranging from cash to merchandise. Rakuten has a standard $10 bonus upon spending $25 within 90 days. Stack savings with coupon codesYesYes Additional informationBoth sites offer coupon codes and promo codes for even greater savings combined with cashback. Trustpilot Rating4.44.5 Additional informationTopCashback currently has an 4.5 rating on user-review website Trustpilot. Rakuten currently has an 4.4 rating.